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PAY

The EXPANDE division for BIX cards: BIX PAY, a Visa Signature card you top up with crypto and use to pay day to day.

Pay in stores or with Apple Pay using the balance you load from your crypto.

PAY · Watch the video

The card is already created from the BIX app. New capabilities are added as they pass their product, legal, payments, security and quality checks.

PAY is the EXPANDE division dedicated to BIX cards (BIX PAY). Its main product is the BIX Visa Signature card: it is created and managed from the BIX app, topped up with stablecoins such as USDT and used to pay at merchants, including in-store and through Apple Pay.

Who it's for and what it solves

  • People in the EXPANDE ecosystem who want to pay day to day with a balance topped up from crypto.
  • Users looking for a Visa Signature card compatible with Apple Pay and connected to the rest of the EXPANDE ecosystem.

What's included

Top up with cryptoThe card is topped up with stablecoins (for example, USDT on BNB Smart Chain) and that balance is used to pay.
Payments at merchantsCard payments at merchants, including in-store, subject to each merchant's acceptance.
Apple PayThe card can be added to Apple Pay to pay from your phone, subject to availability by country and device.
Visa Signature benefitsAccess to the Visa Signature benefits program by registering with Visa. Which benefits apply, their scope and their eligibility depend on the issuer and the country.
Daily limitDaily card spending limit of up to US$1,000,000, in a rolling 24-hour window and adjustable from the app. Actual spending depends on the balance you top up.
Self-custody walletThe BIX app includes a wallet with a balance in USDT and other assets, deposits and transfers; you can export your private key as proof of self-custody, protected with biometrics and MFA.
Send with QRScan a QR code to send with BIX Pay or to a blockchain wallet address, or to authorize connected apps.
SecurityPassword, MFA and biometric authentication.
OnboardingSupport to activate the card and start using it.
New capabilitiesPAY App, Cashback and POS are evolving; each one is enabled once it passes its own checks.

Key facts

Ecosystem layer
Financial / Technology

How it fits the ecosystem

  • EJAD — A separate product (utility token); it can integrate with PAY as each product enables it.
  • Wallet and Rewards — They can integrate with PAY as each product enables it.
  • SHOP — The ecosystem's commerce layer can integrate with PAY for payments and checkout according to product.

What it is not

  • EXPANDE is not the bank or the issuer of the card: the card belongs to BIX PAY.
  • Visa Signature benefits are not granted by EXPANDE: they depend on the Visa program, the issuer and the country.
  • It is not an investment product and does not promise returns or income.

Frequently asked questions

What benefits does the card have?

As a Visa Signature card, it gives access to that tier's benefits program after registering with Visa. The specific benefits, their scope and their eligibility depend on the issuer and the country; confirm them with Visa before relying on them.

Create my BIX card

PAY and the BIX Visa Signature card are subject to availability, provider and issuer terms, and jurisdiction. Visa Signature limits and benefits depend on the issuer and the country. This does not constitute financial advice or a promise of returns, and the use of crypto involves risks.

Source: official EXPANDE documentation